Working capital



In the current economy banks are very skeptical of providing business finance. You need to provide allot of collateral,  which among all will be your property... and even after all of that you may still be unsuccessful.




When looking for funding your online business you need to look at companies outside of the normal bank industry.  Companies that focus on business funding.

You might thinking about starting or growing your online business and need working capital to expand.  You may also need to raise your stock levels to increase sales targets.

In some cases you would need to employee additional workers to assist you to grow your business.  When applying for an unsecured business loan draw up an cash flow forecast for 12 months,  that clearly indicates your projected sales,  cost of sales and other business expenses.

Other expenses that would need consideration and be part of your forecast can include,  but not limited to:

-  Telephone and mobile costs

-  Advertising cost for growing your business

-  Additional working space

-  Accounting and attorney fees

-  Computer expenses

-  Business vehicle expenses

-  Stationery

-  Client entertainment

-  Taxes

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